TORONTO — It’s going to cost Ontarians more to heat their homes if they use natural gas this year, as prices are expected to rise by about 15 per cent.

Enbridge Gas said that homeowners could have to pay up to $44 more a year depending on where they live.

That’s why, if you’re eligible, you may want to take part in a program that will provide you with free energy upgrades including insulation, draft proofing and a smart thermostat.

“There is no catch here. It is absolutely free and there are no upfront costs. We just really want to get the word out,” Corrie Morton, Supervisor of Affordable Housing Energy Conservation Programs with Enbridge Gas, told CTV News Toronto Tuesday.

It’s called the Home Winterproofing Program and since it began in 2012, more than 22,000 customers have taken advantage of the energy-saving upgrades.

Enbridge says that up to 400,000 Ontario homes could still be eligible for the energy-saving freebies.

In order to participate, you have to have an Enbridge Gas account and heat your home with natural gas. Renters also qualify for the program but must get permission from their landlord to take part.

Morton said, if a person qualifies, they may be entitled to free insulation for the walls, attic or basement, as well as free draft proofing to seal air leaks.

They will also receive a free smart thermostat that adjusts automatically to keep you comfortable without wasting money.

Eligibility also depends on your household income level, the number of people in the home and if you receive assistance from a government program.

You must meet one of the following criteria:

Income level (before tax)

  • 1 person = $36,578
  • 2 people = $51,729
  • 3 people = $63,354
  • 4 people = $73,157
  • 5 people = $81,791
  • 6 people = $89,598
  • 7+ people = $96,775

When the cold weather arrives, you’ll also want to make sure all your windows are closed tight, that your furnace is working and that your furnace filter doesn’t need to be replaced.

The program is fully funded by Enbridge Gas and the company says customers should only go through the Enbridge website. There is a warning on their website to be careful of social media ads offering a home renovation rebate or a $50 rebate on your natural gas bill. The website warns these are not legitimate offers.

The company also warns of individuals going door-to-door who claim to be with Enbridge Gas or who claim to be offering rebates or free services.

“Enbridge Gas does not go door-to-door,” Morton said.

Even if you don’t qualify for the program, there are many steps you can take yourself to try and lower your heating bill.

The COVID-19 pandemic has forever changed our relationship with our homes. Through periods of lockdown and stay-at-home orders over the past 18 months, our residences have served us more than ever before, as classrooms, remote offices and workout spaces.

To test how consumer sentiments about their home have shifted as a result of the pandemic, the two-part America At Home study gathered over 7,000 insights from US adults in 2020 to understand the design changes they want to see in new homes and communities. Then they built the house.

Taking the data insights from the America At Home study, North Carolina-based builder Garman Homes set out to tangibly represent the needs of consumers by building the Concept Home. Known as The Barnaby, the two-storey 2,600 square-foot Concept Home in Chatham Park, Pittsboro was constructed within a 60-day timeline and was revealed to the public for the first time in July 2021.

The property was designed for a theoretical older Millennial family with a pre-school and elementary school-aged child and two parents, one who works outside of the home and one who works remotely from home. Based on the study findings, The Barnaby reflects five “features for life” that respondents said were important to them — arrive, eat, recharge, work and breathe — and works in a variety of design changes that reflect these desires.

Alaina Money-Garman, founder and CEO of Garman Homes, talked to Livabl about how the Concept Home came to be and how it manifests the present-day needs of new home consumers.

Why did you want to create a tangible, physical example of the home based on the study’s findings? How did you reflect consumer insights in the Concept Home?

One of the study questions was “What does home mean to you?” Ninety-eight per cent [of respondents] said home means safety. So then as a builder I’m thinking “How many different ways can I reflect that I heard this concern from the consumers in the design of this home? How many different ways can someone walk through and say, ‘I feel safe, this feature makes me feel safe’ without it saying ‘This feature is supposed to make you feel safe.’”

The way that we did that was that we paid a lot of attention to the entrances and the exits of the home and how you could entertain safely and how the home kind of transforms from a closed-in space to a wide open space, and how that was achievable within a certain square foot parameter. We don’t want this thing to be a Frankenstein, [an] unlimited square foot home. It’s a 2,600 square foot home, and so how many different ways can we reflect what the consumer wants through thoughtful design?

I think it forced a level of creativity amongst all of us to start thinking about homes differently. Builders can be quite prescriptive in the use of space, and I think what we wanted to do with this project was really empower the consumer and the homeowner to tell us how they want the space, and how they need the space, to perform for life from home.

How did you take this research and use it to create and design a home based on the study findings?
We did three design charrettes virtually to just talk about the study results. We all had to get oriented to the study, so architects, builders, consumer experience specialists and then the study founders, and we all had to review the study findings and then hold each other accountable to what that would mean for design, and kind of set our boundaries for how this home should look and feel.

We’re not building this home on an island — we’re building the home inside a master-planned community in Pittsboro, North Carolina called Chatham Park, which is a one-of-a-kind community in this area. It will be the largest of its kind [at] 20,000 units in a relatively small town. You’re building a town really within a town, and this is the centre of innovation, so how are we going to reflect that in our process?

For our design stretch, we met every Tuesday for three hours on Zoom. Initially we did table stakes, sort of “How do we want this home to look? What are the parameters for square footage, and price range and features? Because it can’t be a Frankenstein home of just parts that we want to do or have to extend from the outside to the inside to all the way through.”

We used Pinterest boards to facilitate a virtual design charette where we just pinned ideas that we thought reflected the data. We had these public Pinterest boards amongst the group and everybody pinned to the boards and then we voted a primitive sort of red [or] green. Room by room, a red dot meant that you didn’t like it and a green dot meant that you did, and ultimately, as the builder, I think we had a little bit more influence on “That’s feasible and that’s not. That’s in the price range and that’s not.”

And so, collectively, we came up with all of the images that we loved and the parameters that we were going to hold each other to and then the architects drew the floorplans for us, add then we all weighed in on how we wanted that floorplan to evolve.

You mentioned designing the home in a way that is not just adding more and more space onto the footprint, like a Frankenstein house. Can you elaborate on that idea a bit?
For me, that means that I’m trying to imagine how families use space. I’m trying to imagine all [of] the different family combinations first, and how the space will serve or not, that family combination. How will the space adjust to people with or without kids? How will the space adjust if you had a multi-generational family inside the home?

That space right before you go to your garage, needs to reflect what you need, where you need it. For us now, it’s about handwashing, or snacks or water. Coming back into the home, [it’s] even more intense in terms of decontamination and how we can keep the germs from outside and things we bring inside, how do we keep them in a room where they can be processed, laundered or washed [and] not infecting the other person? Sort of controlling traffic flow of things and people from the outside to the inside of the home.

I’m always imagining how the space is performing for the people that we imagine will be using it. [When it comes to] intention-setting for us, there was a huge burden of caregiving during the pandemic, especially for parents trying to work from home and kids schooling from home. We were very intentional with the kitchen being fully-accessible by the children, even though we’re designing this for an older Millennial family with one elementary school [age] child and one pre-schooler. And the reason we do that, [is because] we drill down to bat level [effectiveness] so we don’t lose the idea and try to create this home for everyone. Because if we boil it down to accents and really try to reflect this exact family, there are throughlines that other family formations will see in there.

For the kitchen, in [regards to] the caregiving of the home, we put open shelving on the island and located all of the children’s plates, and cups and their forks and their knives and even some of their art supplies [there] so that kids can be more independent in terms of getting themselves a snack or returning their plates to the dishwasher and locating that within easy proximity. [We built] a table into the island so that there could be a surface that could not be destroyed by art projects or food or whatever.

Imagining someone working from home and kids taking a bit more active [role] of their own caregiving. The pantry cabinets pull out and have drawers and sliding shelving that’s at their height so that every person is empowered to use the kitchen well, so not one person is involved in it. And touchless faucets make that fun for kids. The burden of handwashing is real, so how can we entice kids to want to do it more? [That’s] one way of sort of helping everyone out by making it a little bit easier.

Based on the research and personal experiences of spending more time at home during the pandemic, what were the biggest changes in the home that the Concept Home reflects?
Having two working spaces from home, two office spaces that aren’t part of another room, that aren’t part of a bedroom. For us, that meant finding a space for opportunity for smaller rooms that could accommodate big privacy.

So there’s a room under the stairs called a Zoom Room and it has a counter-height work surface so you can stand and give a presentation in there. It has bookshelves in the back that have an interesting background. It has a window with natural light so you have great lighting, and it’s proximate to the school which is the other space that we located on the first floor.

We did a dutch door on that space to sort of queque children this sense of arrival at school, knowing that when they were at school, to set the stage for the purpose of that room, and then closing it at the end of the day and arriving back at home as a child and being at home, just like parents who used to put our work away at the end of the day, and kids do as well. They need that sense of release. When they were at home during the pandemic, it got really blurry between “Am I at work? Am I at home? What am I doing?” and kids got really overwhelmed, so I think that whole school room is really innovative.

 

The other space that we really spent a lot of time on was the family bathroom, the concept of a larger family bathroom and a smaller primary bath. And the reason we did that was because a lot of times secondary bathrooms are soaked up by a get-into-a-bath or a bette bath and the problem with those spaces is that they are big enough for children who are old enough to be independant and take care of themselves, but there are a ton of doors. There’s a lot of doors in those spaces, and it can be hard to manage.

So if you have younger children who need caregiving at the end of the day [with] bathing and help brushing their teeth and getting them ready for bed and that whole night time ritual, that whole nighttime ritual is a nightmare in a space that doesn’t have enough square footage to accommodate the kids and the caregiver. So we allocated a lot more square footage to this idea of a hallway-access family bath that has a full shower and a full tub.

Because what ends up happening is instead of it being too small to properly care for your kids, they end up in your bathroom which is larger, in your bathtub, and then when you need a moment of self care after they’re in bed, you go to your bathtub and it’s full of toys. And that is just not a great feeling, and we wanted to make this space enticing to the kids to use, and also allow us to help us reserve the primary bath for the primary occupants and not have to share that necessarily with the kids. It’s a beautiful bathroom. It has a glass wall, and it also grows with the kids. It has a full-sized shower with a bench and tub and this huge picture window in it. It’s a really interesting and different space.

What has the response been like about the Concept Home from the industry and home buyers? What will you do next?
We continue to research, we want to attempt to continue to research. We have these decals in the garage that we invite people to respond to the areas they like the most, something we may have missed, an idea that they wish we would have explored. [There is] a summary of the data and how we used the spaces to reflect that data, so sort of directing people towards “This is what the data said that this is how we responded to it,” and sort of giving people an opportunity to check us and participate and continue the conversation about how people use space.

I think what we’re going to do next, and I know we’ve already done this, is try to go through a much more robust process of designing spaces, and thinking about family formations and how we reflect space, and also soliciting more direct consumer feedback when we are designing collections and including some of the consumers in that process on voting on different arrangements of space, different options in those spaces. I know we’ve already done that in some of our price ranges.

I think what we’ll do next though is I’d love to see someone else build a Concept Home based on the feedback that is a smaller home with smaller square footage, a cottage home, because I think these concepts can be reflected in every price range. What I’d really like to do is spend my time finding a builder who’d love to take this on and build in a different part of the country and reflect it in a different price range. I think that will be our new creative exercise, and there will be a lot of puzzles to solve in that.

How do you think the Concept Home will influence new construction homes in North America, post-pandemic?
I hope it tells people that the bar has been raised for homes and for designing spaces and floorplans and we need to meet the buyer or the consumer where they are, and really start with what their life looks like and how we want our spaces to feel and how we want our spaces to make the buyer feel.

I want them to feel empowered. I want them to feel comforted and safe and courageous and able to live their life that they dreamt about. I can’t do that by designing homes in a bubble without collaborating and asking people about what their life is like behind closed doors. I think sometimes we run the risk of designing homes that feel like fairytale spaces maybe, that may think [that] everyone lives these perfect lives, [and instead] embracing the difficulties and the burdens people that face and wanting to make sure our spaces reach them in their darkest moments and their best moments.

I hope this home inspires builders to embrace design from adversity, from a time when life has been difficult for people, and helping them stay connected to the people they love but also stay safe at the same time. I don’t think that we’re going back to life as normal. I think that there is a new normal, and I like being more intentional and thoughtful about how we can invite people into the practice of collaboration to effect homebuilding.

Never in the history of the Greater Toronto Area has there been a hotter August for condo sales.

In the midst of a pandemic, the Building Industry and Land Development Association said sales jumped 35 per cent from a year ago and sat 129 per cent above the 10-year average. Single family home did less well, down 15 per cent from the 10-year average.

“Buyers flocked to the new condominium apartment market in record numbers in August as builders pumped in unprecedented levels of new supply,” said Edward Jegg, analytics team leader at Altus Group. “But in the new single-family sector, supply shortages continued to weigh on sales.”

That shortage led to higher prices – with the benchmark price for a single-family home hitting a record high of $1,521,968 in August. That’s an increase of 30 per cent in a year.

The benchmark price for new condominium apartments eased in August compared to the previous month, to $1,069,700, which was up 10 per cent over the last 12 months.

Over the past 12 months, housing starts have been their strongest since the mid-1970s and the number of homes under construction is at an all-time high, according to new research published today by RBC’s senior economist Robert Hogue.

The COVID-19 pandemic triggered a historic drop in interest rates. Coupled with changing homeowner needs and increased levels of household savings, Hogue says buyers gobbled up the stock of existing for-sale properties and drained new home inventories.

“These, and sky-rocketing prices, proved unambiguous signals for builders—and municipal permit-issuing authorities—to get cracking and expand Canada’s housing stock,” said Hogue.

Over the past 12 months, builders have poured foundations for 260,500 homes, which is considered a housing start. This is the highest quantity since 1977. It also marks a 26 per cent increase, or 53,600 more units, relative to the 2015-2019 average pace of 206,900 units.

There are almost 320,000 housing units under construction nationwide, 30,000 units more than the end of 2019. Three-quarters of this total is dedicated to apartments, most of which are tenured as condos according to Hogue.

There’s the old adage in the industry that buying a home is cheaper than renting long-term. Despite sky-high property prices in many Canadian cities, that still rings true according to research published today.

In a study conducted on behalf of the company by economist and housing market analyst Will Dunning, new data shows that for those who are able to secure a “sufficient downpayment,” it is still more financially advantageous to buy compared to renting in 91 per cent of cases studied.

Read more

A major concern that the industry has had for nearly a decade is that the pace of new condo price growth has far exceeded condo rent growth.

The chart below looks at the average price for new condos in postal codes M5A and M5V in Toronto (Downtown East, King West, Entertainment District), as well as the average rent per-square-foot for a sample of condos for lease in those postal codes via data from Rentals.ca.

At the start of 2020, prior to the pandemic, condos for rent were going for about $3.90 psf on average in these areas. Rent fell a whopping 20% over the next year, while new condo pricing stayed constant at $1,320 psf (there were a limited number of launches).

Since February, the average condo rent has increased by 13% to $3.50 psf, while condo prices have increased by 6% to $1,396 psf.

A 500 sf unit at $3.50 psf is $1,750 per month. When just looking at the mortgage payment of a 500 sf unit at $1,396 psf, before the condo fee, taxes, insurance, etc. is added, that equals about $2,425 per month at 20% down.

How much longer can the disconnect between rents and prices go on, or is this the new normal? Do you think that we will never have any relationship between the two measures moving forward? We’d love to hear your thoughts.

Bullpen Research & Consulting works with big data from Buzzbuzzhome (BBH), America’s largest online marketplace for new construction homes, and monitors the average price of “popular” floorplans based on the thousands of monthly data points and pageviews. The chart above looks at the average price for the central downtown core based on the popular unit data over the past three and a half years (the coverage area is generally south of College Street between Strachan Avenue and the DVP – postal codes M5A, M5B, M5C, M5E, M5G, M5H, M5J, M5K, M5V, M5T).

In August of 2021, the average price of new condominium floorplans on BBH in the downtown core was $1,431 psf, an increase of 10% annually compared to August of last year.

During the pandemic, pricing had declined by nearly $95 psf from $1,398 psf in late 2019 to $1,305 psf in June/July of last year. A lack of launches, especially luxury launches, and a slow sell off of smaller units with higher per-square-foot pricing was the likely reason, as opposed to developers actually lowering prices. There were a few “less aggressively” priced launches last year during the second wave.

The chart below looks at a sample of suites offered in 2021 by rounded unit size at five of the most prominent launches this year (suites above 1,049 sf were eliminated). The average price for these suites is $1,420 psf on average, with enormous pricing for the suites rounded to 300 sf and 400 sf ($1,632 psf and $1,582 psf, respectively).

The GTA suburban new condo prices have been booming – as we mentioned in a recent newsletter – and there are worries around downtown prices rising too quickly as well. A good measure of whether new condo pricing is too high is to compare those prices to a ‘newer’ resale project to see how much higher they are. In the past, 15% to 20% has been a “reasonable” gap or new price premium. A look at a few examples below using recent resale trades via Condos.ca.

1. Natasha Condos, ~500 sf = $1,545 psf. Peter Street Condos, recent 506 sf unit sold for $1,206 psf. Price gap of 28%.

2. Prime Condos, ~500 sf = $1,474 psf. Stanley Condos, recent 502 sf unit sold for $1,273 psf. Price gap of 16%.

3. Goode Condos, ~500 sf = $1,443 psf. Clear Spirit, recent 538 sf unit sold for $1,301 psf. Price gap of 11%.

4. 400 King Condos, ~500 sf = $1,362 psf. King Charlotte, recent 495 sf unit sold for $1,202 psf. Price gap of 13%.

5. The Whitfield, ~600 sf = $1,470 psf. Sixty Colborne, recent 585 sf unit sold for $1,060 psf. Price gap of 39%.

As a reminder, the pricing in the chart below is NOT a comprehensive look at all suites in the project, but based on a sample of available product only.